Why Choose Liberty Medicare?

Liberty Medicare is a full service, licensed independent insurance agency specializing in various Medicare plans for people above age 65 or on disability, Individual Health Insurance plans for people under the age of 65, and Long-Term Care plans. Our services are offered within the following seven states: Delaware, Illinois, Maryland, New Jersey, New York, Ohio, Pennsylvania, and Virginia. Liberty Medicare is located in the suburbs of Philadelphia, PA.

We help you select and enroll into one or several Medicare Plans or Individual Health Insurance Plans that are the BEST FOR YOU. This is a rare opportunity for you, the consumer, to get all the benefits of an agency without any additional costs.

Liberty Medicare and Medicare Plans
Liberty Medicare and Individual Health Insurance Plans
Liberty Medicare and Long-Term Care Plans
Liberty Medicare and Visitor Health Insurance Plans
Benefits of using Liberty Medicare

Liberty Medicare and Medicare Plans

Medicare is a complex and confusing subject. The experience of selecting and maintaining a Medicare plan on your own can be very frustrating. When working with us you will save time, money, and avoid future surprises and disappointments. The selection and enrollment in Medicare Supplement Plans (Medigap Plans), Medicare Advantage Plans, or Medicare Prescription Drug Plans have never been easier.

Because we want the process to be as transparent as possible, we have included basic information on Medicare, its plans, and terms on our website in Medicare Basics. We are always available to answer any general Medicare questions, as well as any specific questions regarding your particular situation. This includes Help with Medical and Drug Costs.

Please contact us, or give us a call at 877-657-7477.

Return to Top

Liberty Medicare and Individual Health Insurance Plans

The task of choosing and enrolling in the Individual Health Insurance Plan for people under age 65 was never easy, but it becomes truly daunting now with Healthcare Reform. Liberty Medicare will use all its expertise to guide you in selecting any of the following Individual Health Plans: Individual Major Medical (Obamacare) Plans, Short Term Plans, Dental Plans and Supplemental Insurance Plans.

Navigating through Individual Health Plans is not an easy task – too many choices are available. That is why we’ve included Basics of Individual Health Insurance Plans section. We hope it will be helpful to you. We are always available to answer any of your Individual Health Insurance questions.

Please contact us, or give us a call at 877-657-7477.

Return to Top

Liberty Medicare and Long-Term Care (LTC) Plans

Long-Term Care (LTC) includes assistance, support and services provided over an extended period in order to meet medical, personal, and social needs for people who are unable fully support themselves. The odds you’ll need LTC are quite high – approximately 70% of people who live to age 65 will need some long-term care services at some point in their lives.  And LTC is EXPENSIVE.  In addition, contrary to a popular belief, Medicare does NOT pay for Long-Term Care.

Long-Term Care insurance helps to reduce LTC expenses, and deserve your careful consideration.

Liberty Medicare will use all its expertise to guide you in Planning for Long-Term Care and in selecting either Traditional LTC Policy or Hybrid LTC Policy.  We are always available to answer any of your Long-Term Care Insurance questions.

Please contact us, or give us a call at 877-657-7477.

Return to Top

Liberty Medicare and Visitor Health Insurance Plans

All visitors to the United States, whether parents, relatives, or tourists, must have Visitors Health Insurance. Visitors Insurance is a short term insurance covering illnesses and injuries while you stay in the US. The medical care in US is quite expensive, and you don’t want to be without coverage. That is why we created Visitors Health Insurance section.  There you will find multiple plans that you may review instantly. And we’ll be happy to discuss them with you any time.

Please contact us, or give us a call at 877-657-7477.

Return to Top

Benefits of using Liberty Medicare

Objectivity: Why do you need the Independent Insurance Agency?

  • Working with an independent insurance agency like Liberty Medicare gives you the benefits of objectivity. We are NOT employed by any specific insurance company, but rather represent a wide-variety of carriers. This allows us to work honestly for our clients by comparing numerous plans and selecting the one that is BEST for YOU.

Expertise: Focusing on Medicare / Individual Health Plans in the selected States

  • We use a rigorous multi-step process where each step is a natural progression from the one before. Since the process is easy and transparent, you can be actively involved at every step.
  • By limiting ourselves to several states, we hope to provide a superior level of service in these states.

Quotes: Real Time Quotes, Online Self-enrollment

  • The data available on public websites is often confusing and hopelessly obsolete. Liberty Medicare, however, uses an internal quote system that is always up to date with current information. The internal quote system gives us (and our clients) the unique opportunity to view the best plan options in your location at the time of your application.
  • Some of our providers will allow you to see their quotes instantly, and if you wish, enroll yourself online.

Representation: The top health insurance companies

Cost: No Charge to You! We guarantee the Most Affordable Insurance Policy

There is NO CHARGE to you for our service. Independent insurance agencies like ours are provided a commission from the insurance companies whenever we enroll an individual in one of their plans. Whether you apply to an insurance company directly on your own or if you apply through us, your premium will be EXACTLY the same – a commission charge is always part of the premium. By applying on your own, however, you will lose the benefits of an agency that will guide you through the process, making it difficult to find the best plan for your needs, and lack of support for your needs after enrollment (such as monitoring policy changes on an ongoing basis and assisting you at renewal periods). Please see Policy Maintenance below.

Convenience: Ready to service you at any time, and (almost) at any place

Rather than individually calling numerous health insurance companies – where you will often endlessly sit on hold only to tell your story multiple times to multiple people – you can instead dial one number: 877-657-7477. We will provide you with comprehensive services for all your health needs.

  • Your new/renewal application is likely to process more quickly when submitted by an agent.
  • We’ll help you in understanding the application’s terms and conditions.
  • If you live in the Greater Philadelphia area (Philadelphia, Montgomery, Delaware, and Bucks Counties in Pennsylvania, as well as neighboring counties in South Jersey and Delaware) we are happy to make home visits. Otherwise, we will explain your health insurance options through phone, e-mail, or priority mail.

Policy Maintenance: Lifetime Commitment as long as you have a policy with us

  • On an ongoing basis, we’ll let you know about any price or benefit changes to your policy.
  • At renewal time, we will compare the price and benefit terms offered by your current policy with those terms offered by other insurance companies.

Return to Top

Our Goal

Our goal is to HELP you to understand your Healthcare options and enroll you in the plan that is BEST FOR YOU. We hope to earn your trust and become your agent – please contact us to learn more about your options. Also, feel free to read our customer testimonials.

Fill out your Medicare Quotes or Individual Health Quotes, or call us at 877-657-7477. For selected carriers, you may complete the process yourself; just review the plans and enroll in the plan of your choice.