Obamacare Special Enrollment Period (SEP)

Outside of Obamacare Open Enrollment Period ending on March 31 deadline, qualified individual may be allowed to use Obamacare Special Enrollment Period (SEP) under certain circumstances. Read below.

When are you entitled for Obamacare Special Enrollment Period?

In order to be qualified for Obamacare Special Enrollment Period, you must have a qualifying life event. Qualifying life events include:

  • Getting married
  • Having, adopted, or placement of a child
  • Permanently moving to a new area
  • Losing health coverage (due to a job loss, divorce, loss of eligibility for Medicaid or CHIP, expiration of COBRA coverage, or decertification of a health plan)
  • For people already enrolled in the Marketplace, having a change in income or household status that affects eligibility for tax credits or cost-sharing reductions

When to apply for Obamacare Special Enrollment Period (SEP)?

If you have a qualifying life event, then you are entitled to enroll in Health Insurance Marketplace using SEP. Most Special Enrollment Periods last 60 days from the date of the qualifying life event. You may enroll in any Qualified Health Plan (QHP) or change enrollment from one QHP to another.

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