Illinois Medicare Plans & Illinois Health Insurance Plans
UPDATED Oct. 28, 2023. There is a wide variety of Illinois Medicare Plans for people aged 65 years and older, or with disabilities. There are also Illinois Health Insurance Plans for people under age 65.
Illinois Medicare Plans: Illinois Medicare Advantage Plans
Illinois Medicare Plans: Illinois Medicare Prescription Drug Plans
Illinois Medicare Plans: Illinois Medicare Supplement Plans
Illinois Short Term Insurance
Illinois Dental Insurance Plans
Illinois Supplemental Insurance
Additional Resources
Illinois Medicare Plans: Illinois Medicare Advantage Plans
The alternative to using the Original Medicare is to enroll in one of Illinois’s Medicare Advantage Plans. These plans are offered by private insurance companies. They cover all services as provided by the Original Medicare program. Plans typically include a Medicare Prescription Drug Plan and extra services such as gym membership, wellness programs as well as dental, hearing and vision services.
There are several types of Medicare Advantage plans available. These include HMO, PPO, PFFS, MSA and SNP. All plans are available within the state of Illinois. Below is the list of Illinois Medicare Advantage providers represented by Liberty Medicare:
- Aetna Medicare
- Allwell
- BlueCross BlueShield of Illinois
- Cigna-HealthSpring
- Lasso Healthcare (MSA)
- Humana
- UnitedHealthcare
- WellCare
Illinois Medicare Plans: Illinois Medicare Prescription Drug Plans
If you are covered by the Original Medicare in Illinois, you should enroll in one of the stand-alone Medicare Prescription Drug Plans (PDPs). The enrollment is optional. However, there is a penalty charged for delayed enrollment, making enrollment a practical necessity. PDP’s are run by private companies that cover both generic and brand name drugs. Most of these are well-known companies that conduct business across most of the United States.
Below is the list of Medicare Prescription Drug providers in Illinois represented by Liberty Medicare:
- BlueCross BlueShield of Illinois
- Humana
- Mutual of Omaha Rx
- Silver Script / Aetna
- UnitedHealthcare
- WellCare
State Pharmaceutical Assistance Programs (SPAPs)
There are no State Pharmaceutical Assistance Programs in Illinois.
Illinois Medicare Plans: Illinois Medicare Supplement Plans
Original Medicare does not cover all of your medical expenses. Medicare Supplement Plans (Medigap Plans) provide protection against Original Medicare out-of-pocket costs. The costs include deductibles, co-payments, coinsurances and excess charges. Your Medicare health costs may be very significant without such plans. Plans are sold by private insurance companies licensed in Illinois.
Illinois Medicare Supplement Plans describe Illinois specific Medigap regulations and provide a Liberty Medicare list of Illinois Medigap carriers.
Illinois Short Term Health Insurance
Illinois Short Term Health Insurance provides health insurance for individuals and families in times of transition. Short Term Health Insurance covers the need for temporary medical coverage. It is an alternative to Qualified Health Plans whenever those plans are either unavailable (i.e., fall outside of Annual Enrollment Period) or unaffordable.
See Liberty Medicare list of Short Term Health Care Providers.
Illinois Dental Insurance Plans
Dental Insurance Plans in Illinois are available for people under 65 as well as for people over 65. There are three types of Dental Insurance available. These include:
- Indemnity Dental Insurance. With this dental insurance, you may choose your own dentist, as there are no network requirements.
- PPO Dental Insurance. This dental plan operates through a network of preferred doctors whose services are based on discount fees. Fees are higher for patients who visit doctors outside of the system.
- Dental Discount Plans. These plans are not dental insurance. Instead, they are an agreement by the participating doctors to offer discount prices for the majority of dental work.
All of the above dental insurance plans are available in Illinois. See Liberty Medicare list of Dental & Vision Insurance Providers.
Illinois Supplemental Insurance
Illinois supplemental insurance plans, such as Hospital Indemnity plans, Recovery Care plans and Critical Illness plans, are Indemnity Health Plans. They allow you to visit any health provider without health network limitations. Such plans pay you the specified cash amount for each covered service, regardless of what the provider charges you.
A variety of Supplemental Plans are available in Illinois. See Liberty Medicare list of Individual Supplemental Insurance Providers.
Additional Resources
Medicare Supplement Premium Comparison Guide (Chicago Area)
Illinois Dept. Health and Human Services
Illinois Medical Assistance
Let Liberty Medicare Help you to Select one of the Illinois Medicare Plans / Illinois Individual Health Plans
Liberty Medicare is here to help you through the entire process of selecting and enrolling in the best, most suitable for you Illinois Health Plan (either Medicare Plan or Individual Health Insurance Plan).
All of our many services are offered to you at no cost. We’ll help you to compare critical attributes of the Illinois Health Plans in your area, such as:
- Benefits
- Cost
- Doctor access and network limitations
- Medical Underwriting (if applicable)
- Plan quality
Liberty Medicare represents many well-known Medicare and Individual Health providers in Illinois. Learn more about all the benefits of working with Liberty Medicare.
If you are looking for Illinois Health insurance, let us guide you. To view real quotes from insurance providers, please fill out the Medicare Quotes or Individual Health Quotes form. Alternatively, you may give us a call at 877-657-7477, and you will be connected to a licensed agent/broker.