Virginia Medicare Plans and Virginia Health Insurance Plans

Virginia Health Insurance Plans

UPDATED Nov. 26, 2021. There are numerous Virginia Medicare Plans for people aged 65 years and older, or for people having disabilities. There is also a wide variety of Virginia Health Insurance Plans for people under age 65.

Virginia Medicare Plans: Virginia Medicare Advantage Plans
Virginia Medicare Plans: Virginia Medicare Prescription Drug Plans
Virginia Medicare Plans: Virginia Medicare Supplement Plans
Virginia Short Term Insurance
Virginia Dental Insurance Plans
Virginia Supplemental Insurance

Virginia Medicare Plans

Virginia Medicare Plans: Virginia Medicare Advantage Plans

Rather than to stay with the Original Medicare, you may consider an option to enroll in one of Virginia’s Medicare Advantage Plans. These plans are offered by private insurance companies. By law, they cover all services as provided by the Original Medicare program. Plans typically include a Medicare Prescription Drug Plan and multiple extra services such as wellness programs, dental, hearing and vision services, and often gym membership.

There are several types of Medicare Advantage plans available. These include HMO, PPO, PFFS, MSA and SNP. All plan options are accessible in Virginia. Below is the list of Virginia Medicare Advantage providers represented by Liberty Medicare:

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Virginia Medicare Plans: Virginia Medicare Prescription Drug Plans

If you are covered by the Original Medicare and didn’t enroll in the Medicare Advantage Plan, you are advised to register in one of the stand-alone Virginia Medicare Prescription Drug Plans (PDPs). The enrollment is optional but highly recommended because there is a consequence for delayed PDP enrollment. PDP’s are run by private enterprises and cover both generic and brand name drugs. Most of these companies are well-renowned and conduct business across most of the US states.

Below is the list of Medicare Prescription Drug providers in Virginia represented by Liberty Medicare:

State Pharmaceutical Assistance Programs (SPAPs)

Virginia has VA HIV SPAP – Virginia AIDS Drug Assistance Program that pays Medicare Part D costs for people diagnosed with HIV/AIDS. To be eligible, you must be a Virginia resident participating in the Virginia AIDS Drug Assistance Program (ADAP), have income under 400% FPL and be a Part D beneficiary.

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Virginia Medicare Plans: Virginia Medicare Supplement Plans

Medicare Supplement Plans (Medigap Plans) provide protection against Original Medicare out-of-pocket costs. Included among the expenses are deductibles, copayments, coinsurances and excess charges. Without such plans, your Medicare health costs may be staggering. Plans are sold by private insurance companies licensed in Virginia.

Virginia Medicare Supplement Plans describe Virginia specific Medigap regulations, and provide Liberty Medicare list of Virginia Medigap carriers.

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Virginia Short Term Health Insurance

Virginia Short Term Health Insurance provides health insurance for individuals and families in times of transition. Short Term Health Insurance covers the need for temporary medical coverage. It is an alternative to Qualified Health Plans whenever those plans are either unavailable (i.e., fall outside of Annual Enrollment Period) or unaffordable.

See Liberty Medicare list of Short Term Health Care Providers.

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Virginia  Dental Insurance Plans

Dental Insurance Plans in Virginia are available for all ages – for people under 65 as well as for people over 65. Three types of Dental Insurance are available:

  • Indemnity Dental Insurance. With this dental insurance, you may choose your own dentist, as there are no network constraints.
  • PPO Dental Insurance. This dental plan operates through a network of preferred doctors whose services charges are discounted. Fees are higher for patients who are visiting doctors outside of the net.
  • Dental Discount Plans. These plans are not dental insurance. They are just discount plans; doctors participating in this program have to offer discount prices for the majority of dental work they perform.

All of the above dental insurance plans are available in Virginia. See Liberty Medicare list of Dental & Vision Insurance Providers.

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Virginia Supplemental Insurance

Virginia supplemental insurance plans, such as Hospital Indemnity plans, Recovery Care plans and Critical Illness plans, are Indemnity Health Plans. They allow you to visit any health provider without health network limitations. Such plans pay you the specified cash amount for each covered service, regardless of what the provider charges you.

A variety of Supplemental Plans are available in Virginia. See Liberty Medicare list of Individual Supplemental Insurance Providers.

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Let Liberty Medicare Help you to Select one of the Virginia Medicare Plans / Virginia Individual Health Plans

Liberty Medicare is dedicated to helping you through all steps of selecting and enrolling in the best, most appropriate for you Virginia Health Plan (either Medicare Plan or Individual Health Insurance Plan).

All of our many services are offered to you at no cost. We’ll help you to compare the key attributes of Virginia Health Plans available in your location, such as:

  • Benefits
  • Cost
  • Doctor access and network limitations
  • Medical Underwriting (if applicable)
  • Plan quality

Liberty Medicare represents many well-known Medicare and Individual Health vendors in Virginia. Learn more about all the benefits of working with Liberty Medicare.

If you are searching for Virginia Health insurance, let us help you. To view real estimates from insurance providers, please fill out the Medicare Quotes or Individual Health Quotes form. Alternatively, you may give us a call at 877-657-7477, and you will be connected to a licensed agent/broker.