Pennsylvania Medicare Plans and Pennsylvania Health Insurance Plans

Pennsylvania Health Insurance Plans

There is a wide variety of Pennsylvania Medicare Plans for people aged 65 years and older, or with disabilities. There are also Pennsylvania Health Insurance Plans for people under age 65.

Pennsylvania Medicare Plans: Pennsylvania Medicare Advantage Plans
Pennsylvania Medicare Plans: Pennsylvania Medicare Prescription Drug Plans
Pennsylvania Medicare Plans: Pennsylvania Medicare Supplement Plans
Pennsylvania Individual Major Medical Qualified Health Plans
Pennsylvania Short Term Insurance
Pennsylvania Dental Insurance Plans
Pennsylvania Supplemental Insurance
Additional Resources

Pennsylvania Medicare Plans

Pennsylvania Medicare Plans: Pennsylvania Medicare Advantage Plans

The alternative to using the Original Medicare is to enroll in one of Pennsylvania’s Medicare Advantage Plans. These plans are offered by private insurance companies. They cover all services as provided by the Original Medicare program. Plans typically include a Medicare Prescription Drug Plan and extra services such as gym membership, wellness programs as well as dental, hearing and vision services.

There are several types of Medicare Advantage plans available. These include HMO, PPO, PFFS, MSA, and SNP.

Liberty Medicare list of Medicare Advantage Providers includes 16 vendors in Pennsylvania.  Each of these vendors offers multiple plans.  Unfortunately, because of CMS regulations, we cannot provide here the additional details, such as plan names, plan costs/benefits, etc.

Pennsylvania Medicare Plans: Pennsylvania Medicare Prescription Drug Plans

If you are covered by the Original Medicare in Pennsylvania, you should enroll in one of the stand-alone Medicare Prescription Drug Plans (PDPs). The enrollment is optional. However, there is a penalty charged for delayed registration, making enrollment a practical necessity. PDP’s are run by private companies that cover both generic and brand name drugs. Most of these are well-known companies that conduct business across most of the United States.

Liberty Medicare list of Medicare Part D Providers includes 7 vendors in Pennsylvania.  Each of these vendors offers multiple plans. Unfortunately, because of CMS regulations, we cannot provide here the additional details, such as plan names, plan costs/benefits, etc.

State Pharmaceutical Assistance Programs (SPAPs)

Pennsylvania has two SPAPs, namely,  PACE and PACENET. These programs help to pay for prescription drugs based on financial need, age, or medical condition.

Pennsylvania Medicare Plans: Pennsylvania Medicare Supplement Plans

Original Medicare does not cover all of your medical expenses. Medicare Supplement Plans (Medigap Plans) provide protection against Original Medicare out-of-pocket costs. The costs include deductibles, co-payments, coinsurances and excess charges. Your Medicare health costs may be very significant without such plans. Plans are sold by private insurance companies licensed in Pennsylvania.

Pennsylvania Medicare Supplement Plans describe Pennsylvania specific Medigap regulations, and provide a Liberty Medicare list of Pennsylvania Medigap carriers.

Pennsylvania Individual Major Medical Qualified Health Plans

Qualified Health Plans (QHPs) refer to health plans that are compliant with the Affordable Care Act (ACA).  They must include Essential Health Benefits and provide all required by law Benefits and Protections. The plans may be sold through Health Insurance Marketplaces, also known as Exchanges, as well as directly through insurance vendors.

See Liberty Medicare list of Individual Comprehensive Major Medical Providers.

Pennsylvania Short Term Medical Insurance

Pennsylvania Short Term Medical (STM) Insurance provides health insurance for individuals and families in times of transition. STM insurance covers the need for temporary medical coverage. It is an alternative to Qualified Health Plans whenever those plans are either unavailable (i.e., fall outside of Annual Enrollment Period) or unaffordable.

See Liberty Medicare list of Short Term Health Care Providers.

Pennsylvania Dental & Vision Insurance Plans

Dental Insurance Plans in Pennsylvania are available for people under 65 as well as for people over 65. There are three types of Dental Insurance available. These include:

  • Indemnity Dental Insurance. With this dental insurance, you may choose your own dentist, as there are no network requirements.
  • PPO Dental Insurance. This dental plan operates through a network of preferred doctors whose services are based on discount fees. Fees are higher for patients who visit doctors outside of the net.
  • Dental Discount Plans. These plans are not dental insurance. Instead, they are an agreement by the participating doctors to offer discount prices for the majority of dental work.

All of the above dental insurance plans are available in Pennsylvania. See Liberty Medicare list of Dental & Vision Insurance Providers.

Pennsylvania Supplemental Insurance

Pennsylvania supplemental insurance plans, such as Hospital Indemnity plans, Recovery Care plans and Critical Illness plans, are Indemnity Health Plans. They allow you to visit any health provider without health network limitations. Such plans pay you the specified cash amount for each covered service, regardless of what the provider charges you.

A variety of Supplemental Plans are available in Pennsylvania.  See Liberty Medicare list of Individual Supplemental Insurance Providers.

Additional Resources

PA Health Options
Pennsylvania Medicare Supplement
Pennsylvania Health and Human Services Resource Guide
Pennsylvania Medical Assistance

Let Liberty Medicare Help you to Select one of the Pennsylvania Medicare Plans / Pennsylvania Health Insurance Plans

Liberty Medicare is here to help you through the entire process of selecting and enrolling in the best, most suitable Pennsylvania Health Plan (Medicare Plan or Individual Health Insurance Plan) for you.

All of our many services are offered to you at no cost. We’ll help you to compare critical attributes of the Pennsylvania Health Plans in your area, such as:

  • Benefits
  • Cost
  • Doctor access and network limitations
  • Medical Underwriting (if applicable)
  • Plan quality

Liberty Medicare represents many well-known Medicare and Individual Health providers in Pennsylvania. Learn more about all the benefits of working with Liberty Medicare.

If you are looking for Pennsylvania Health insurance, let us guide you. To view real quotes from insurance providers, please fill out the  Medicare Quotes or Individual Health Quotes form. Alternatively, you may give us a call at 877-657-7477, and you will be connected to a licensed agent/broker.