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Medicare Part D Plan is used either as a stand-alone plan (Original Medicare with or without Medicare Supplement also known as Medigap) or as a part of Medicare Advantage with Prescription Drugs (MAPD). There are multiple Medicare Part D Plans based on the Standard Benefit Plan. The Standard Benefit Plan is the prescription drug plan offering minimum allowable benefits. Read more…
The Federal Medicare Extra Help program also referred as the Medicare Low Income Subsidy (LIS) program, is for people with full Medicaid coverage as well as for people who are not on Medicaid but who have limited income. (See Medicare Extra Help / Low Income Subsidy (LIS)).
The post below describes 2025 Medicare Part D premium and Part B premium based on income.
The standard Part B premium amount in 2025 is $185.00. Most people will pay the standard Part B premium amount. If your Modified Adjusted Gross Income (MAGI) as reported on your IRS tax return from 2 years ago (i.e., 2023) is above a certain amount, you’ll pay the standard premium amount and an Income Related Monthly Adjustment Amount (IRMAA). IRMAA is an extra charge added to your premium. Read more…
The post below describes 2025 Medicare changes for Premiums and Costs for Medicare Part A, Part B as well as for Part D.
Medicare Part A Cost 2025
Medicare Part B Premium and Cost 2025
Medicare Part D Cost 2025
Medicare Part D Premium 2025
US Government Sources
Changes for Medicare Part A Cost in 2025 include:
UPDATED Nov. 23, 2024. The Initial Coverage Election Period (ICEP) is a one-time event that defines the opportunity to enroll in the Medicare Advantage plan. It is described quite clearly; as long as you register in both Medicare Part A and Part B at the same time. But what if you plan to delay Part B enrollment? Then the time frame for ICEP is not as simple. Read below. Read more…
UPDATED July 23, 2024. If you are within three months of age 65 or older, you can apply for Medicare online no matter whether you receive your Social Security benefits.
First, you will need to create my Social Security account or login into the existing one. (You may use the following link to create your account: https://www.ssa.gov/myaccount).
The following video will help you:
How to create My Social Security Account
https://www.youtube.com/watch?v=1i5ZvVIERxE
Who do I contact – Social Security or Medicare? Social Security offers retirement, disability, and survivors benefits. Medicare provides health insurance. Because these services are often related, you may not know which agency to contact for help. The Social Security link below points you to the chart that can help you quickly figure out where to go.
A pre-existing condition is a health problem you have before the new insurance policy plan starts. What are Medicare Supplement plans pre-existing conditions? It depends on the time of enrollment in the Medicare Supplement (Medigap) plan. Consider three different scenarios: Medicare Supplement Open Enrollment Period, Guaranteed Issue Right, and Medical Underwriting. Read more…
SilverSneakers® is a comprehensive program for seniors to participate in physical activities. It is probably the best-known fitness program. SilverSneakers® membership includes access to every participating gym and fitness center in the network at more than 16,000 locations. Does Medicare cover Silver Sneakers? Read more…
Annual Enrollment Period (AEP) (also known as Medicare Open Enrollment Period) ended on Dec.7, but there are still plenty of opportunities for some individuals to make changes in their Medicare health plans. Two immediate options are Non-Renewal SEP (Special Enrollment Period) and Medicare Advantage Open Enrollment Period (MA OEP). Read more…