UPDATED Oct. 1, 2022. The Initial Coverage Election Period (ICEP) is a one-time event that defines the opportunity to enroll in the Medicare Advantage plan. It is described quite clearly; as long as you register in both Medicare Part A and Part B at the same time. But what if you plan to delay Part B enrollment? Then the time frame for ICEP is not as simple. Read below. Read more…
Liberty Medicare Blog
Medicare Part D Premium and Part B Premium by Income – 2023
The post below describes 2023 Medicare Part D premium and Part B premium based on income.

Medicare Part B Premium based on Income – 2023
The standard Part B premium amount in 2023 is $164.90. Most people will pay the standard Part B premium amount. If your Modified Adjusted Gross Income (MAGI) as reported on your IRS tax return from 2 years ago (i.e., 2021) is above a certain amount, you’ll pay the standard premium amount and an Income Related Monthly Adjustment Amount (IRMAA). IRMAA is an extra charge added to your premium. Read more…
Medicare Low Income Subsidy (LIS) – 2023
The Federal Medicare Extra Help program also referred as the Medicare Low Income Subsidy (LIS) program, is for people with full Medicaid coverage as well as for people who are not on Medicaid but who have limited income. (See Medicare Extra Help / Low Income Subsidy (LIS)).
What is Medicare Part D for 2023?
Medicare Part D Plan is used either as a stand-alone plan (Original Medicare with or without Medicare Supplement also known as Medigap) or as a part of Medicare Advantage with Prescription Drugs (MAPD). There are multiple Medicare Part D Plans based on the Standard Benefit Plan. The Standard Benefit Plan is the prescription drug plan offering minimum allowable benefits. Read more…
What are Medicare Changes in 2023?
The post below describes 2022 Medicare changes for Premiums and Costs for Medicare Part A, Part B as well as for Part D.
Article Contents
Medicare Part A Cost 2023
Medicare Part B Premium and Cost 2023
Medicare Part D Cost 2023
Medicare Part D Premium 2023
US Government Sources

Medicare Part A Cost 2023
Changes for Medicare Part A Cost in 2023 include:
- Part A premium
- For individuals with 40 or more quarters of Medicare-covered employment: $0 per month ($0 in 2022)
- For individuals with 30-39 quarters of Medicare-covered employment: $278 per month ($274 in 2022)
- For individuals with less than 30 quarters of Medicare-covered employment: $506 per month ($499 in 2022) Read more…
How to Apply for Medicare Online
UPDATED Jan. 12, 2022. If you are within three months of age 65 or older, you can apply for Medicare online no matter whether you receive your Social Security benefits.
To apply for Medicare, use the following link:
Scroll to the middle of the page, and click on “Apply for Medicare Only.” On the “Apply for Benefits” page, click “Start a New Application.”
Where should I ask Questions – Social Security or Medicare?
Who do I contact – Social Security or Medicare? Social Security offers retirement, disability, and survivors benefits. Medicare provides health insurance. Because these services are often related, you may not know which agency to contact for help. The Social Security link below points you to the chart that can help you quickly figure out where to go.
Do Medicare Supplement plans have Pre-existing Conditions?
A pre-existing condition is a health problem you have before the new insurance policy plan starts. What are Medicare Supplement plans pre-existing conditions? It depends on the time of enrollment in the Medicare Supplement (Medigap) plan. Consider three different scenarios: Medicare Supplement Open Enrollment Period, Guaranteed Issue Right, and Medical Underwriting. Read more…
Does Medicare cover Silver Sneakers?
SilverSneakers® is a comprehensive program for seniors to participate in physical activities. It is probably the best-known fitness program. SilverSneakers® membership includes access to every participating gym and fitness center in the network at more than 16,000 locations. Does Medicare cover Silver Sneakers? Read more…
After AEP: Non-Renewal SEP and MA-OEP – 2019
Annual Enrollment Period (AEP) (also known as Medicare Open Enrollment Period) ended on Dec.7, but there are still plenty of opportunities for some individuals to make changes in their Medicare health plans. Two immediate options are Non-Renewal SEP (Special Enrollment Period) and Medicare Advantage Open Enrollment Period (MA OEP). Read more…