Ohio Medicare Plans and Ohio Health Insurance Plans
UPDATED Nov. 25, 2024. There are numerous Ohio Medicare Plans for people aged 65 years and older, or for people having disabilities. There is also a wide variety of Ohio Health Insurance Plans for people under age 65.
Ohio Medicare Plans: Ohio Medicare Advantage Plans
Ohio Medicare Plans: Ohio Medicare Prescription Drug Plans
Ohio Medicare Plans: Ohio Medicare Supplement Plans
Ohio Short Term Insurance
Ohio Dental Insurance Plans
Ohio Supplemental Insurance
Additional Resources
Ohio Medicare Plans: Ohio Medicare Advantage Plans
Rather than to stay with the Original Medicare, you may consider an option to enroll in one of Ohio’s Medicare Advantage Plans. These plans are offered by private insurance companies. By law, they cover all services as offered by the Original Medicare program. Plans normally include a Medicare Prescription Drug Plan and multiple extra services such as wellness programs, dental, hearing and vision services, and often gym membership.
There are several types of Medicare Advantage plans available. These include HMO, PPO, PFFS, MSA and SNP. All plan options are accessible in Ohio. Below is the list of Ohio Medicare Advantage providers represented by Liberty Medicare:
- Aetna Medicare
- Anthem Blue Cross Blue Shield
- Devoted Health
- Humana
- SummaCare
- UnitedHealthcare
- Wellcare
Ohio Medicare Plans: Ohio Medicare Prescription Drug Plans
If you are covered by the Original Medicare and didn’t enroll in the Medicare Advantage Plan, you are advised to join in one of the stand-alone Ohio Medicare Prescription Drug Plans (PDPs). The enrollment is optional but highly recommended because there is a consequence of delayed PDP enrollment. PDP’s are run by private enterprises and cover both generic and brand name drugs. Most of these companies are well-renowned and conduct business across most of the US states.
Below is the list of Medicare Prescription Drug providers in Ohio represented by Liberty Medicare:
State Pharmaceutical Assistance Programs (SPAPs)
Ohio does not have any SPAP but has Ohio Best Rx – a prescription drug discount card program. It provides prescription drug discounts for all Ohio residents. State residents over the age of 60 are automatically enrolled regardless of income. To be eligible for the program state residents under the age of 60 should meet two requirements:
- not have any insurance coverage
- must meet the income requirement: to make equal to or less than 300% of federal poverty guidelines
Ohio Medicare Plans: Ohio Medicare Supplement Plans
Medicare Supplement Plans (Medigap Plans) provide protection against Original Medicare out-of-pocket costs. Included among the costs are deductibles, copayments, coinsurances and excess charges. Without such plans, your Medicare health costs may be staggering. Plans are sold by private insurance companies licensed in Ohio.
Ohio Medicare Supplement Plans describe Ohio specific Medigap regulations, and provide Liberty Medicare list of Ohio Medigap carriers.
Ohio Short Term Health Insurance
Ohio Short Term Health Insurance provides health insurance for individuals and families in times of transition. Short Term Health Insurance covers the need for temporary medical coverage. It is an alternative to Qualified Health Plans whenever those plans are either unavailable (i.e., fall outside of Annual Enrollment Period) or unaffordable.
See Liberty Medicare list of Short Term Health Care Providers.
Ohio Dental Insurance Plans
Dental Insurance Plans in Ohio are available for all ages – for people under 65 as well as for people over 65. Three types of Dental Insurance are available:
- Indemnity Dental Insurance. With this dental insurance, you may choose your own dentist, as there are no network constraints.
- PPO Dental Insurance. This dental plan operates through a network of preferred doctors whose services charges are discounted. Fees are higher for patients who are visiting doctors outside of the system.
- Dental Discount Plans. These plans are not dental insurance. They are just discount plans; doctors participating in this program have to offer discount prices for the majority of dental work they perform.
All of the above dental insurance plans are available in Ohio. See Liberty Medicare list of Dental & Vision Insurance Providers.
Ohio Supplemental Insurance
Ohio supplemental insurance plans, such as Hospital Indemnity plans, Recovery Care plans and Critical Illness plans, are Indemnity Health Plans. They allow you to visit any health provider without health network limitations. Such plans pay you the specified cash amount for each covered service, regardless of what the provider charges you.
A variety of Supplemental Plans are available in Ohio. See Liberty Medicare list of Individual Supplemental Insurance Providers.
Additional Resources
Ohio Department of Health
Ohio Consumer Guide to Health Insurance
Ohio Medicaid
Let Liberty Medicare Help you to Select one of the Ohio Medicare Plans / Ohio Individual Health Plans
Liberty Medicare is dedicated to helping you through all steps of selecting and enrolling in the best, most appropriate for you Ohio Health Plan (either Medicare Plan or Individual Health Insurance Plan).
All of our many services are offered to you at no cost. We’ll help you to compare the key attributes of Ohio Health Plans available in your location, such as:
- Benefits
- Cost
- Doctor access and network limitations
- Medical Underwriting (if applicable)
- Plan quality
Liberty Medicare represents many well-known Medicare and Individual Health vendors in Ohio. Learn more about all the benefits of working with Liberty Medicare.
If you are searching for Ohio Health insurance, let us help you. To view real estimates from insurance providers, please fill out the Medicare Quotes or Individual Health Quotes form. Alternatively, you may give us a call at 877-657-7477, and you will be connected to a licensed agent/broker.