Medigap and Foreign Travel

Original Medicare does not provide coverage for hospital or medical costs outside the United States. Some Medicare Advantage plans may offer coverage benefits for health care needs when you travel outside the United States. But travelers enrolled in the Original … Read More

Medigap Changes: Restrictions on Medigap Plans

The bill finally passed in Congress in 2015 (H.R.2) introduced Medigap changes by putting restrictions on Medigap plans from covering the Part B deductible for new beneficiaries beginning in 2020, and requiring those beneficiaries to pay it directly. Almost quarter … Read More

Medicare Supplement and Medical Underwriting

Typically, if you are applying for a Medicare Supplement policy, the insurance company is allowed to use medical underwriting to decide whether to accept you. Medical Underwriting is the process that an insurance company uses to decide, based on your … Read More

How to Select the Best Medicare Supplement Plan

How will you choose the Best Medicare Supplement Plan? Original Medicare does not cover the allowable Medicare expenses fully, leaving a lot of them as your responsibility. Medicare Supplement Plans (Medigap Plans) seem to be the only real way to … Read More

How to Compare Medigap Plans

In this post we provide an overview of how to Compare Medigap Plans, also known as Medicare Supplement Plans. Original Medicare does not fully cover the allowable Medicare expenses. Only Medicare Supplement plans cover all Original Medicare gaps (or most … Read More