The latest issue of Consumer Reports (September 2013) includes a useful article on cutting drug costs. Here are the major tips on how to save money and still get effective and safe treatment. For more details, review the original article – Surprising ways to cut your drug costs.
- Try an over-the-counter (OTC) drugs for some health problems
- Skip OTCs drugs for other problems
- Don’t automatically use your insurance
- Many commonly used generic medications can be purchased less expensively in major chain drug stores
- Take advantage of the new health care law (Obamacare)
- Because young adults may now remain of their parents’ health plans until they turn 26, their drug costs will be reduced
- Cheaper drugs for Medicare Part D
- Free preventive care
- No more annual or lifetime limits on your coverage
- Be aware of formulary changes
- Ask for the lowest available price
- Use your insurer’s preferred pharmacy or mail-order service
- Use step therapy
- Try less-expensive treatments at first to see whether they help before turning to more expensive options
- Take fewer drugs
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