UPDATED July 23, 2024. If you are within three months of age 65 or older, you can apply for Medicare online no matter whether you receive your Social Security benefits.
1. My Social Security Account
First, you will need to create my Social Security account or login into the existing one. (You may use the following link to create your account: https://www.ssa.gov/myaccount).
The following video will help you:
How to create My Social Security Account
https://www.youtube.com/watch?v=1i5ZvVIERxE
2. Applying for Medicare
You’ll sign up for Medicare Part A and Part B through Social Security. To apply for Medicare, use the following link: https://www.ssa.gov/medicare
- Scroll to the middle of the page, and click on “Sign up for Medicare”
- If you’re 65 or older, you can enroll online for Parts A and B, or Part A only. You can delay Part B if you’re already covered through an employer group health plan. Click “Apply online” under “Sign up for Medicare.”
- On the “Apply for Benefits” page, check “I understand and agree to the above statements,” click “Next,” and then click “Start a New Application.”
When applying for Medicare, you might need to provide documents showing your eligibility. In some cases, Medicare and Social Security might already have some of this information; however, you’ll be asked to provide any information they don’t have.
Social Security will accept copies of W-2s, tax documents, and medical records, but everything else needs to be original.
Social Security will send the documents back to you after they’re reviewed. They also can help you get copies of any documents you no longer have.
The following video will help you:
How to Enroll in Medicare Online (2024)
https://www.youtube.com/watch?v=9s8B1jvDI68
3. Medicare Card
You’ll get your Medicare number by regular mail. You also may check the application status and retrieve it earlier by logging into your Social Security account online: https://www.ssa.gov/myaccount.
4. Enrolling in Medicare Part B
To apply for Medicare Part B, use the following link: https://www.ssa.gov/medicare
- Scroll to the middle of the page, and click on “Sign up for Medicare.”
- If you’ve previously declined or never signed up for Part B, you can sign up for Part B only. Click “Get started” under “Sign up for Part B only.”
- You can apply online when ending an employer group health plan. During this Special Enrollment Period, you can apply any time of year. Click “Start application” under “Submit an application.” You will actually complete the form CMS-40B (see below)
The following video will help you:
How to Enroll in Medicare After Age 65
https://www.youtube.com/watch?v=4s6go6TtdRA
5. Enrolling in Medicare Part B – Required Forms
If you are already enrolled in Medicare Part A, and you want to enroll in Part B, please complete form CMS-40B, Application for Enrollment in Medicare – Part B (medical insurance). If you are applying for Medicare Part B due to a loss of employment or group health coverage, you will also need to complete form CMS-L564, Request for Employment Information.
You have three options to submit your enrollment request under the Special Enrollment Period. You can do one of the following:
- Go to “Apply Online for Medicare Part B During a Special Enrollment Period” and complete CMS-40B and CMS-L564. Then upload your evidence of Group Health Plan or Large Group Health Plan.
- Fax your CMS-40B and employer-signed CMS-L564 to 1-833-914-2016.
- Mail your CMS-40B and employer-signed CMS-L564 to your local Social Security office.
Note: When completing the CMS-L564
- State on the form “I want Part B coverage to begin (MM/YY)” in the remarks section of the CMS-40B form or online application.
- If possible, your employer should complete Section B.
- If your employer is unable to complete Section B, please complete that portion as best as you can on behalf of your employer without your employer’s signature and submit one of the following forms of secondary evidence:
- Income tax form that shows health insurance premiums paid;
- W-2s reflecting pre-tax medical contributions;
- pay stubs that reflect health insurance premium deductions;
- health insurance cards with a policy effective date;
- explanations of benefits paid by the GHP or LGHP; or
- statements or receipts that reflect the payment of health insurance premiums.
6. MyMedicare.gov
MyMedicare.gov is Medicare’s free, secure, online service for managing personal information regarding Original Medicare benefits and services.
You’re not required to make an online profile through Medicare.gov to use Medicare services, but doing so can help. A MyMedicare.gov account allows you to check information about your coverage, enrollment status, and Medicare claims. You may find providers, view deductible statuses and print official copies of your Medicare card if it gets lost, among other things.
Using MyMedicare.gov, you may be sure your drug list is up-to-date and provide the most accurate estimates of your drug costs for different Prescription Drug Plans.
To create an account, use the address https://www.medicare.gov, click Log In, and then click “Create Account.” Alternatively, use the address https://www.mymedicare.gov/ and click the link “Create Account.”
You’ll need to provide the following information:
- Medicare number (this is the number on your red, white and blue government-issued Medicare card)
- Last name
- Date of birth
- ZIP code
- Part A coverage start date (or Part B start date if you don’t have Part A)
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For help finding the best Medicare or Individual Health Plan for you, please contact Liberty Medicare or call us at 877-657-7477.
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