Medicare Supplement Underwriting Questions

UPDATED Mar. 17, 2019.  The subject of this post is Medicare Supplement Underwriting Questions. Typically, if you are applying for a Medicare Supplement policy, the insurance company is allowed to use medical underwriting to decide whether to accept you. Medical … Read More

Medicare Supplement Plan J (Medigap Plan J)

Medicare Supplement Plan J, also known as Medigap Plan J, was one of the most popular plans until it was discontinued on June 1, 2010.  Nevertheless, many seniors still keep the policy.  Read below about the Medicare Supplement Plan J … Read More

Medicare Supplement E-Apps

Until recently, the only way for an agent to enroll a non-local client in a Medicare Supplement (Medigap) plan was by using regular mail. The paper application was sent, the client completed and signed it, and the completed application with … Read More

Medicare Supplement Household Discount

You may be entitled to the Medicare Supplement household discount if the state where you live allows the discount and the Medicare Supplement vendor whose policy you are using offers the discount. Most states do allow the Medicare Supplement household … Read More

Are Medicare Supplement company ratings important?

For most types of insurances, the company name and rating are essential. The Medicare Supplement, also known as Medigap, is an exception from this rule. For Medicare Supplement company ratings are NOT really important. The reason is the standardization of … Read More

Why are Medigap plans popular?

Most people who have Medicare also have some form of supplemental insurance. Only 12 percent of people do not have any supplemental coverage. Medigap plans, also known as Medicare Supplement Plans, is one of the major sources of supplemental insurance … Read More

What is Guaranteed Issue For Medicare Supplement?

Guaranteed Issue Rights are the rights you have in certain situations when insurance company MUST offer you certain Medicare Supplement (Medigap) policies, and you are NOT a subject to medical underwriting used to decide whether to accept your application, to … Read More

Does Medicare Supplement cover Foreign Travel?

UPDATED on Dec. 16, 2018.   Does Medicare Supplement cover Foreign Travel?  Original Medicare does not provide coverage for hospital or medical costs outside the United States. Some Medicare Advantage plans may offer coverage benefits for health care needs when you … Read More