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Medicare Supplement Plans in Northern New Jersey, also known as Medigap Plans, fill the gaps in Part A and Part B of Original Medicare, such as deductibles, copayments/coinsurances, and excess charges. Without them, your Medicare costs could be very high. New Jersey Medicare Supplement plans are sold by private insurance companies, and like plans in most other US States, they are standardized. Read more…
Transamerica Premier Life Insurance Company (TPLIC) had more than a century of experience and known for a wide array of innovative financial and health services and products, including Transamerica Medicare Supplement plans. Like all Medicare Supplement vendors, Transamerica Medicare Supplement operates in the world of Standardized Medigap Plans. There are 10 standardized plans denoted by a letter (Medigap Plan A through Medigap Plan N), each with its own set of benefits. They help with your out of pocket costs that are not covered by Original Medicare Part A and Part B. Whatever vendor you choose for your Medigap plan, benefits are defined only by the type of plan you’ve selected, and not by the carrier. But premium for the same Medigap plan can be very different from vendor to vendor. Read more…
UPDATED on Jan. 3, 2019. As a result of Medicare Access Act of 2015, starting in 2020 Medicare Supplement plans will no longer be allowed to offer coverage of the Medicare Part B deductible. In particular, highly popular Medicare Supplement Plan F will be discontinued (as well as High-Deductible Plan F).
Medicare Supplement Plans (Medigap Plans) sold by private insurance companies who are licensed in your state. The prime purpose of Medicare Supplement Insurance is to fill the gaps in Part A and Part B of Original Medicare. They provide protection against the future (catastrophic) losses for Original Medicare out-of-pocket expenses such as: deductibles, copayments/ coinsurances, and extra charges. Read more…
UPDATED Mar. 14, 2024. In this post, we’ll review Part A and Part B Medicare Enrollment Periods.
Initial Enrollment Period (IEP)
General Enrollment Period (GEP)
Part B Late Enrollment Penalty
How to avoid Part B penalty using Special Enrollment Period (SEP)
US Government Sources
You may find the script for this video in the post Initial Enrollment Period (IEP) and Delayed Medicare Part B Enrollment.
The Initial Enrollment Period (IEP) for Parts A and B is 7 months, starting 3 months before the month of your Medicare eligibility and ending 3 months after the month of eligibility. The month of eligibility is the month of your 65th birthday.
The effective date of your Medicare coverage depends on when you enroll. The later you enroll, the later your benefits begin. Read more…
Medicare Supplement Plans in Delaware, also known as Medigap Plans, fill the gaps in Part A and Part B of Original Medicare, such as deductibles, copayments/coinsurances, and excess charges. Without them, your Medicare costs could be very high. Medicare Supplement Plans in Delaware are sold by private insurance companies, and like plans in most other US States, they are standardized. Read more…
Medicare covers two types of visits. It covers a one-time, initial examination (known as Welcome to Medicare Visit) within the first 12 months you enrolled in Part B. It also includes a yearly appointment, known as Annual Wellness Visit, to discuss your plan of preventive care in the coming year. Annual Wellness Visit cannot be taken in the first year when you are eligible for the Welcome to Medicare Visit. Both of them are NOT a head-to-toe physical. Read more…
Medicare Supplement Plans (Medigap Plans) serve the purpose of filling gaps in Parts A and B of Original Medicare. All Medicare Supplement plans are standardized and sold by private insurance companies.In this post we’ll review the best Medicare Supplement Plans in Pennsylvania. Read more…
Medicare Supplement Plans in Central New Jersey, also known as Medigap Plans, fill the gaps in Part A and Part B of Original Medicare, such as deductibles, copayments/coinsurances, and excess charges. Without them, your Medicare costs could be very high. New Jersey Medicare Supplement plans are sold by private insurance companies, and like plans in most other US States, they are standardized. Read more…
UPDATED on Dec. 13, 2018. What are the best Medicare Supplement Plans 2019? In this post, we provide an overview of how to Compare Medigap Plans (also known as Medicare Supplement plans) and give plans’ recommendations.
Original Medicare does not fully cover the allowable Medicare expenses. Only Medicare Supplement plans do cover all Original Medicare gaps (or most of them depending on the nature of the plan): deductibles, copayments/ coinsurances, and excess charges. They are sold by private insurance companies licensed in your state. Here is the list of the major benefits of Medicare Supplement Plans: Read more…
2016 Medicare Supplement Insurance – National Cost Analysis has been recently released. It shows the cost for the most popular Medicare Supplement plan (Plan F) in different cities and states. A particular attention is given to PERCENTAGE DIFFERENCE – a difference between the lowest cost and the highest cost of Medigap Plan F among different vendors. Here are the results. Read more…