Liberty Medicare Blog

Medicare Advantage Open Enrollment Period (MA OEP)

From 2019, there is a new enrollment period – Medicare Advantage Open Enrollment Period (MA OEP). It will replace the Medicare Advantage Disenrollment Period (MADP) that began January 1st and continued through February 14th. There are actually Annual MA OEP and Individual MA OEP.

Medicare Advantage Open Enrollment Period (MA OEP)

Annual Medicare Advantage Open Enrollment Period (MA OEP)

Annual Medicare Advantage Open Enrollment Period will allow people enrolled in an MA or MAPD plan to make a one-time election to go to another Medicare Advantage plan, or to leave their Medicare Advantage plan, return to Original Medicare Part A and Part B and join a stand-alone Medicare Part D plan. It runs from January 1st through March 31st. Read more…

Can I have Medicare and Marketplace insurance at the same time?

Can you have Medicare and Marketplace insurance at the same time?

Marketplace Medicare

Generally, once you have Medicare, it is illegal for you to enroll in Marketplace plan, known as a Qualified Health Plan (QHP).  But see exceptions below.

If you already enrolled in Marketplace plan and ready for Medicare, you are entitled to keep your QHP. But this is rarely done. Typically you’ll cancel your Marketplace plan when your Medicare coverage begins. You need to notify QHP insurer at least 14 days before the start of your Medicare coverage. We’ll review below why only in rare cases you want to have Medicare and Marketplace insurance at the same time

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Medicare Supplement Plan G vs Plan F

3 Reasons to Choose Medicare Supplement Plan G - 2019 VS. 3 Reasons to Choose Medigap Plan G - 2019

 

UPDATED, Oct. 8, 2019.   How to compare Medicare Supplement Plan G vs Plan F?

The latest published Gorman Health Group Report Market Trends: Medicare Supplement confirmed that Medigap Plan F is the most popular of all plans. In 2015, nearly 6.5 million people are enrolled in Plan F, and its market share is 55%. Although Medicare Supplement Plan G (Medigap Plan G) market share (7.58%) is much lower than Plan F, Plan G one of the fastest growing Medigap plans. The recent Plan G enrollment is much higher than Plan F. What made Plan G so appealing recently? Read more…

Medicare Preventive Services – 2019

Medicare Preventive Services

Preventive care is care you receive to prevent illness, detect medical conditions, and keep you healthy. Medicare Part B covers many preventive services, such as screenings, vaccines, and counseling. You may use these services, if you meet the eligibility requirements. This is true for Original Medicare and Medicare Advantage Plans.

Medicare Preventive Services are now covered more than ever. As the new services are added, Medicare coverage of preventive services may change at any time. The table of Medicare preventive services is shown below. Some of the services are free, meaning that neither copays nor deductibles are required. (Cells of those services are empty). Other services require either a copay or both copay and deductible. Read more…

Medicare Open Enrollment Period and its Impact on Medicare Supplement Enrollment

Medicare Open Enrollment Period and its Impact on Medicare Supplement (Medigap) Enrollment

You may enroll in Medicare Supplement at any time. There are no limitations when you may join, switch or drop the Medigap plan; as long as an insurance company is willing to sell a policy to you. Your insurance application will be subject to medical underwriting (unless you apply for the Medigap Open Enrollment Period or have Medicare Supplement Guaranteed Issue Rights), and the insurance company is free to accept or reject your application. How does the Medicare Open Enrollment Period affect the Medicare Supplement enrollment? Read more…

Medicare Open Enrollment Period – 2019

Medicare Open Enrollment Period - 2019

The Medicare Open Enrollment Period 2019 (also known as the Medicare Annual Enrollment Period or AEP) will begin tomorrow. It starts on October 15th and will run through December 7th, 2018. It is the busiest time of year for Medicare clients – the only time you can join, switch or drop Medicare plans. You cannot do it at any other time unless you are entitled to one of the Special Enrollment Periods (SEP). Notice that the Medicare Supplement (Medigap) is an exception to this rule – you may switch Medigap plans at ANY TIME. For PDP 2019 changes, review Medicare Part D for 2019.

Your Medicare Open Enrollment Period 2019 Opportunities

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